Legal
Terms & Conditions
These Terms and Conditions govern access to and use of www.thesimplewealthclub.com, Simple Wealth Club, and any courses, digital products, resources, downloads, live sessions, communities or related services provided by Rita Enterprises, operating under the brand Simple Wealth Club, hereinafter referred to as “we”, “us” or “our”.
By purchasing, accessing or using our paid products or services, you agree to these Terms and Conditions, our Refund and Cancellation Policy, our Privacy Policy and any specific terms disclosed for the particular product or offer purchased.
If you do not agree to these Terms, you should not complete the purchase or access the program.
ABOUT SIMPLE WEALTH CLUB
Simple Wealth Club is a digital educational program intended to provide information, training, strategies, tools and resources relating to digital products, online business, content creation, marketing, artificial intelligence tools, social media, sales and related topics.
Depending upon the offer purchased, the program may include:
a. Prerecorded course lessons.
b. PDFs, worksheets, templates and guides.
c. Digital product resources.
d. Done For You digital products.
e. Live educational or accountability sessions.
f. Session recordings.
g. Community access.
h. Bonuses.
i. Other digital resources described on the applicable sales page or offer.
The exact inclusions applicable to a purchaser are those communicated as part of the offer at the time of purchase.
ELIGIBILITY
By purchasing our products or services, you represent that you are legally capable of entering into a binding agreement.
If you are under the age legally required to enter into such an agreement independently, the purchase and use of our services must be undertaken with the involvement and consent of a parent or legal guardian where required by law.
DIGITAL DELIVERY
Simple Wealth Club and our other digital products are delivered electronically.
Following successful payment, access may be provided through our course platform, email, downloadable links, online community, third party platforms or another method communicated to the purchaser.
Some resources may be delivered immediately, while other components may be released according to the schedule communicated as part of the applicable offer.
The purchaser is responsible for providing a correct email address and maintaining reasonable access to the email account and devices required to receive the digital content.
PERSONAL COURSE ACCESS
Unless expressly stated otherwise, access to Simple Wealth Club is issued to the individual purchaser.
A purchaser must not share their course login credentials with another person or allow another person to access paid course content through their account.
We may take reasonable steps to protect our digital content and investigate suspected unauthorised account sharing.
Where there is reasonable evidence of material misuse, unauthorised distribution or credential sharing, we may suspend or terminate access, subject to applicable law.
INTELLECTUAL PROPERTY
Except for materials expressly identified as having separate resale, commercial use, PLR or other licensing rights, all Simple Wealth Club course materials remain the intellectual property of Rita Enterprises or the applicable rights holder.
This includes, where applicable:
a. Course videos.
b. Training recordings.
c. PDFs.
d. Presentations.
e. Worksheets.
f. Frameworks.
g. Templates.
h. Written lessons.
i. Graphics.
j. Sales and marketing resources.
k. Website content.
l. Original training methodologies and educational materials.
Purchasing the program gives the purchaser a limited right to access and use these materials in accordance with these Terms. It does not transfer ownership of the underlying intellectual property.
PROHIBITED USE OF COURSE CONTENT
Unless expressly permitted in writing or through a separate licence, purchasers may not:
a. Copy and resell Simple Wealth Club course materials.
b. Reupload paid course videos to another platform.
c. Share course recordings with people who have not purchased access.
d. Sell or distribute our PDFs, worksheets, presentations or proprietary templates as their own.
e. Reproduce substantial portions of the course to create a substantially copied competing course or product.
f. Publicly distribute private download links or login credentials.
g. Remove ownership notices from proprietary resources for the purpose of presenting them as their own original work.
h. Record, reproduce or distribute paid sessions without authorisation.
Nothing in this section restricts uses that are expressly permitted by law or by a separate licence granted by us.
DONE FOR YOU, PLR AND RESALE RESOURCES
Simple Wealth Club may include certain Done For You products, PLR resources, templates or other digital assets that are intentionally supplied with broader usage or commercial rights.
These resources are different from the core Simple Wealth Club course materials.
A purchaser may use, modify, brand, sell or commercially exploit such resources only to the extent expressly permitted by the licence or instructions accompanying those particular resources.
Receiving commercial rights to a specific Done For You or PLR resource does not grant the purchaser resale, redistribution or ownership rights over the Simple Wealth Club course itself, our training videos, recordings, proprietary frameworks, course PDFs or other materials that have not expressly been licensed for such use.
Where a third party resource is included, any licence applicable to that resource continues to govern its permitted use.
PAYMENTS
The purchaser agrees to pay the price displayed or otherwise expressly agreed upon at the time of purchase.
Payments may be processed through Razorpay or another authorised payment provider.
The purchaser is responsible for ensuring that the payment information provided is accurate and that they are authorised to use the selected payment method.
If an instalment or payment plan is expressly offered, the payment obligations applicable to that plan will be disclosed at the time of purchase.
REFUNDS AND CANCELLATIONS
Purchases are governed by our separate Refund and Cancellation Policy available on www.thesimplewealthclub.com.
Because Simple Wealth Club includes digital educational content and resources that may be accessed or downloaded following purchase, purchases are generally final once access has been provided, except where a refund or other remedy is required under applicable law.
Changing one's mind, failing to use the program, failing to complete the program, lack of time, or failing to achieve a desired business result does not by itself create an entitlement to a refund.
Nothing in these Terms excludes or restricts any consumer right or remedy that cannot legally be excluded.
NO INCOME OR BUSINESS GUARANTEE
Simple Wealth Club provides education, information, strategies and resources.
We do not guarantee that purchasing or completing the program will result in any specific level of:
a. Revenue.
b. Profit.
c. Sales.
d. Customers.
e. Followers.
f. Audience growth.
g. Social media reach.
h. Business success.
i. Employment or professional opportunity.
Results depend on many factors outside our control, including implementation, effort, experience, market conditions, audience, pricing, business decisions and consistency.
Any income examples, testimonials, screenshots, case studies or results shown in marketing material represent individual experiences or illustrative examples and should not be interpreted as a promise that every purchaser will achieve the same outcome.
The purchaser remains responsible for their own business, financial and professional decisions.
EDUCATIONAL PURPOSE ONLY
The information provided through Simple Wealth Club is for general educational purposes.
Nothing in the program should be interpreted as personalised legal, financial, tax, investment or other regulated professional advice.
Purchasers should obtain appropriate independent professional advice where their circumstances require it.
TESTIMONIALS AND CASE STUDIES
Testimonials and student results may be used to illustrate individual experiences.
Such testimonials do not constitute a guarantee of identical or similar results for another purchaser.
Where we request permission to publicly use a customer's testimonial, photograph, video, name, business information or other identifiable material, such use will be subject to the permission obtained and applicable law.
LIVE SESSIONS
Where an offer includes live sessions, the dates, frequency and format may be communicated separately.
We may reasonably reschedule a session where necessary.
Where appropriate, an alternative session, recording or comparable method of accessing the educational material may be provided.
Failure by a participant to attend a scheduled live session does not by itself create an entitlement to a refund where the applicable program and services have otherwise been made available substantially as represented.
COMMUNITY CONDUCT
Where community access is provided, participants are expected to interact respectfully and lawfully.
We may restrict or remove a participant from a community where they engage in serious or repeated misconduct, including:
a. Harassment or abuse.
b. Spam.
c. Fraudulent activity.
d. Unauthorised promotion after being asked to stop.
e. Distribution of another student's private information.
f. Sharing or selling protected Simple Wealth Club content.
g. Conduct that materially interferes with the legitimate use of the community by other members.
Where reasonably appropriate, we may provide a warning before removal. Serious misuse may result in immediate restriction where necessary to protect other members, our intellectual property or the security of the service.
Removal from a community for a material breach does not automatically entitle the participant to a refund, subject to applicable law.
THIRD PARTY SERVICES
Our program may refer to or integrate with third party services such as Systeme.io, Razorpay, Canva, ChatGPT, Claude, Instagram, WhatsApp, Meta, YouTube, Zoom, Descript and other platforms.
These services are operated independently and may change their features, pricing, policies, availability or functionality.
We are not responsible for changes made independently by third party service providers.
References to third party tools are for educational or operational purposes and do not constitute a guarantee that those services will remain available indefinitely.
COURSE UPDATES
Digital marketing, artificial intelligence, social media and online business tools change over time.
We may reasonably update, replace, improve, reorganise or remove outdated lessons or resources in order to maintain the usefulness of the program.
The course structure, interface, lesson order, bonuses or third party tools discussed may therefore change from time to time.
Material components expressly purchased as part of an offer will be handled consistently with the applicable offer and applicable law.
ACCESS PERIOD
The applicable access period will be the period stated on the relevant sales page, checkout page or offer at the time of purchase.
References such as lifetime access, where expressly offered, mean access for the period during which that particular product or program continues to be hosted and operated by us, subject to applicable law and any more specific written commitment made at the time of purchase.
We will not intentionally interpret such wording in a manner inconsistent with representations made to purchasers at the time of sale.
SECURITY AND ACCOUNT MISUSE
Purchasers are responsible for maintaining the confidentiality of their login credentials.
If a purchaser believes that their account has been accessed without permission, they should notify us promptly.
We may temporarily restrict access where reasonably necessary to investigate suspected fraud, security concerns, unauthorised sharing or material violations of these Terms.
SUSPENSION OR TERMINATION
We may suspend or terminate access where reasonably justified by a material breach of these Terms, including serious intellectual property misuse, fraudulent activity, unauthorised redistribution of course materials, or deliberate credential sharing.
Where appropriate in the circumstances, we may notify the purchaser and provide a reasonable opportunity to address the issue before permanent termination.
Nothing in this provision limits rights available to either party under applicable law.
AVAILABILITY AND TECHNICAL INTERRUPTIONS
We aim to keep our digital content reasonably available but cannot guarantee uninterrupted access at every moment.
Temporary interruptions may occur due to maintenance, internet outages, hosting providers, platform issues or events outside our reasonable control.
If a purchaser experiences an access problem, they should contact smriti@thesimplewealthclub.com so that we have a reasonable opportunity to investigate and restore access where appropriate.
LIMITATION OF LIABILITY
To the maximum extent permitted by applicable law, Rita Enterprises will not be responsible for indirect or consequential business losses arising solely from a purchaser's business decisions, implementation choices, reliance on educational strategies, third party platform changes or failure to achieve an expected result.
Nothing in these Terms excludes or limits liability that cannot lawfully be excluded or limited under applicable Indian law.
Nothing in this section removes our responsibility to provide purchased products and services substantially as represented.
EVENTS OUTSIDE REASONABLE CONTROL
We will not be treated as being in breach solely because of a temporary delay or interruption caused by circumstances genuinely outside our reasonable control, provided that we take reasonable steps to minimise disruption and resume the affected service where reasonably possible.
PRIVACY
Personal information collected in connection with purchases, account access, communications and use of our website will be handled in accordance with our Privacy Policy and applicable law.
Purchasers should review the Privacy Policy available on our website.
ELECTRONIC COMMUNICATIONS
By purchasing or contacting us electronically, you agree that transactional communications relating to your purchase, account, access, payment, support requests and program administration may be delivered electronically.
Promotional communications will be handled in accordance with applicable consent and communication requirements.
CHANGES TO THESE TERMS
We may update these Terms from time to time to reflect changes in our services, legal requirements or business operations.
Any updated version will display the date on which it was last updated.
Changes will not be used to retroactively remove rights already accrued to a purchaser or materially alter the core terms of an existing completed purchase in a manner prohibited by applicable law.
The terms applicable to a disputed transaction may therefore include the version in effect and presented to the purchaser at the relevant time.
CONSUMER RIGHTS
Nothing in these Terms is intended to exclude, waive or restrict rights or remedies that cannot be excluded under the Consumer Protection Act, 2019, the Consumer Protection (E Commerce) Rules, 2020, or other applicable law.
If there is a conflict between these Terms and a mandatory provision of applicable law, the mandatory provision will prevail to the extent of that conflict.
GOVERNING LAW AND DISPUTES
These Terms are governed by the laws of India.
Customers are encouraged to first contact us regarding a genuine complaint so that we have an opportunity to investigate and attempt to resolve the matter.
Nothing in these Terms prevents a consumer from approaching a court, consumer commission, statutory authority or other forum available to them under applicable law.
SEVERABILITY
If any provision of these Terms is determined to be invalid or unenforceable by a competent authority, the remaining provisions will continue to apply to the extent permitted by law.
ENTIRE AGREEMENT
These Terms, together with the applicable Refund and Cancellation Policy, Privacy Policy, specific offer terms and any other terms expressly incorporated into the purchase, constitute the terms governing the relevant transaction.
Where a specific written offer expressly provides a term different from these general Terms, the specific offer term will apply to that purchase to the extent of the inconsistency, subject to applicable law.
CONTACT AND GRIEVANCES
For questions, complaints or concerns regarding your purchase, please contact:
Business / Legal Name: Rita Enterprises
Brand: Simple Wealth Club
Website: www.thesimplewealthclub.com
Email: smriti@thesimplewealthclub.com
ACCEPTANCE OF TERMS
By completing a purchase after being provided an opportunity to review these Terms, the purchaser confirms that they have read and agreed to these Terms and the policies expressly incorporated into the purchase.
Where an acceptance checkbox is used at checkout, the purchaser must actively select it before completing the purchase.
Records relating to the transaction and acceptance may be retained in accordance with applicable law and our Privacy Policy.